Are your Savings Gathering Dust

Make Money GrowThis is the age of the entrepreneur. Entrepreneurs are people who have a dream and are prepared calculated risks to achieve their goals. Interest rates are at an all time low, which makes it a great time to borrow money, however spare a thought for savers, some of whom rely on their saving and try to live on the interest.

I have been looking around on the internet for the best savings rates and the best I can find is 10% per annum, with others around 3-7%, but saver rates are continuing to fall

 

The average UK adult has about £5,500 – 6,000 in saving to meet rainy day, so you can see that even with the best savings rate their saving will only produce an income of £500- 600 per year

If you borrow money you will see offers of interest rates of between 3.1-3.5% APR which on paper could mean that you could borrow money at 3.1% and place it in a saving account at 10% and earn just under 7%. However when you apply for one of these low APR loans the APR Jumps to around 22% if for example you wanted to borrow £1000 for a year. It is only larger sums over longer periods that offer low APR rates and the lender may need more security.

I have been tracking one of my own savings account and seeing interest payments of £1 per month coming in which is not very impressive and wondered if there way another way to use my saving and improve my rate of return.

Entrepreneurs are known for Buying low and selling high and then a friend of mine introduced me to Valentus an MLM company which sells Weight Loss Coffee. MLM’s have a bad reputation for selling over priced products and encouraging you to sell them on to friends and family.

I have lost money with MLM in the past, leaving me with product that I had to sell at a loss. The weight loss coffee is different and you can sell it online and earn a profit. I decided to test the market and used money from my savings and brought 16 boxes of coffee and was some what amazed when they sold online in the first month.

MLM companies offer a number of ways of earning money apart from selling products, although I believe customers are more important. There are additional rewards for introducing like minded people and that is the stage I have now come to. I am reaching out to duplicate my success with other people who want to see their money working for them and producing a return.

No matter your past experience, I am willing to work with you and help you build your future,

just go to Http://seriouswealth.net

I will be in touch with you

David Ogden
Helping People Help Themselves 

 

 

David Ogden – Http://markethive.com/david-ogden

Working in the UK

Working in the UK

 

 

 

 

 

 

I have been working part time in the UK for the past eight months, after a gap of some 15 years whilst living abroad. Finding work was a bit of a challenge, due to my age. There are a few companies that employ pensioners, however I was seeking an active outdoor job having formally been a sailing Instructor. I was interviewed for a water-sports vacancy, which would have been ideal but heard nothing and then I saw an advert for Go Ape Instructors in Sherwood Forest. I love teaching and sharing knowledge and being a former adventure racer saw the possibilities. After attending a half-day group interview, I was selected for training. I had some concerns as the supervisors were younger than me and fellow trainees might be fitter but as it turned out, my knowledge, adaptability and work ethics resulted in and employment offer..

Some fellow instructors did not know quite what to make of me and would step in and offer to help to assist me and I would stand aside, but as time went on I realised I was more than their equal in some areas and even in the physically activity of climbing zip lines I could hold my own.

I have always been the type of person who is reliable and on time and will look for jobs to do rather than stand around doing nothing. Looking after customers safety on the treetops course is paramount and on many occasions customers need encouragement to complete some challenges on the course. One thing I am good at is pushing people to their limits. Throughout the season, I helped many people overcome their fear of heights, with only one or two not being able to overcome their fears.

I ended up working a number of extra days as a result of people missing shifts, this was great for me. The company distribute a simple spreadsheet which show the start times or days that instructors are required to work, but often people forget to check with the result that those on shift have to work harder to cover the shortfall. This to me is a new phenomenon and I cannot remember this occurring in the past. When working work should come first, otherwise how else can you pay your way in life.

I will be working weekend only for the next month finally ending my contract on the first weekend in December and I hope that I will be invited back for a new contract next year.

Rather than sitting around during the winter, I am turning my attention back to my online business, which involves selling Diet Coffee. The product is excellent for people who love coffee and want to lose weight, just by replacing the coffee they current drink with another brand.  ! have sold over 100 boxes since July.

David Ogden

Entrepeneur at MarketHive

 

David Ogden – Http://markethive.com/david-ogden